:root{--ink:#0f2a3a;--ink2:#36505f;--sea:#145c74;--sea2:#e3f0f3;--terra:#c8553d;--terra2:#fbe9e3;--sand:#f7f2ea;--line:#e4dccf;--wa:#25d366;--wa2:#d9fdd3;--r:16px;--max:1120px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3,h4{line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,6vw,3.6rem);font-weight:800}
h1 em{font-style:normal;color:var(--terra)}
h2{font-size:clamp(1.6rem,3.6vw,2.4rem);font-weight:800;max-width:28ch}
h3{font-size:1.15rem}h4{font-size:1.05rem}
p{margin:0 0 1em}
a{color:var(--sea)}
:focus-visible{outline:3px solid var(--terra);outline-offset:3px;border-radius:6px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:.6em 1em;z-index:99}.skip:focus{left:1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.narrow{max-width:760px}.center{text-align:center}.center h2{margin-inline:auto}
.preview{background:var(--ink);color:#fff;font-size:.82rem;text-align:center;padding:.35em 1em}
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.93);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;gap:16px;height:62px}
.logo{display:flex;align-items:center;gap:8px;font-weight:800;color:var(--ink);text-decoration:none;white-space:nowrap}
.wn{font-size:.68rem;font-weight:600;color:var(--terra);background:var(--terra2);border-radius:99px;padding:.1em .6em;white-space:nowrap}
nav{margin-left:auto}nav ul{display:flex;gap:20px;list-style:none;margin:0;padding:0}
nav a{color:var(--ink2);text-decoration:none;font-weight:600;font-size:.93rem}nav a:hover{color:var(--terra)}
.ctl{display:flex;gap:10px;align-items:center}
.lang{font-weight:800;font-size:.85rem;color:var(--ink);text-decoration:none;border:2px solid var(--ink);border-radius:99px;padding:.2em .7em}
.lang:hover{background:var(--ink);color:#fff}
@media (max-width:900px){nav{display:none}.ctl{margin-left:auto}}
@media (max-width:520px){.top .btn.sm{display:none}.wn{display:none}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4em;background:var(--terra);color:#fff;font-weight:700;text-decoration:none;border-radius:99px;padding:.85em 1.4em;border:2px solid var(--terra);min-height:48px;transition:transform .15s,background .15s}
.btn:hover{background:#a9442f;border-color:#a9442f;transform:translateY(-1px)}
.btn.sm{padding:.45em 1em;min-height:38px;font-size:.88rem}
.btn.ghost{background:transparent;color:var(--ink);border-color:var(--ink)}.btn.ghost:hover{background:var(--ink);color:#fff}
.btn.wa{background:var(--wa);border-color:var(--wa);color:#073b20}
.btn.light{background:#fff;color:var(--ink);border-color:#fff}
.btn.disabled{opacity:.6;cursor:not-allowed;transform:none}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin:1.4em 0}.btns.center{justify-content:center}
.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--terra);margin-bottom:.8em}
.lead{font-size:1.12rem;color:var(--ink2);max-width:62ch}
.muted{color:var(--ink2);font-size:.95rem}
.src{font-size:.82rem;opacity:.8}
.mini{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;color:var(--ink2);margin:1.8em 0 .7em}
.h3{font-size:1.35rem;margin:2.2em 0 1em}
.sec{padding:clamp(56px,9vw,104px) 0}
.alt{background:var(--sand)}
.dark{background:var(--ink);color:#fff}.dark .kicker{color:#f2a48f}.dark .mini{color:#b9cbd4}.dark a{color:#9fd6e6}
.hero{padding:clamp(36px,7vw,84px) 0;background:radial-gradient(900px 500px at 85% 10%,var(--sea2),transparent 60%),radial-gradient(700px 400px at 0% 100%,var(--terra2),transparent 60%)}
.hgrid{display:grid;gap:40px;align-items:center}
@media (min-width:920px){.hgrid{grid-template-columns:1.15fr .85fr}}
.sub{font-weight:600}
.points{display:flex;flex-wrap:wrap;gap:8px 18px;list-style:none;padding:0;margin:0;font-size:.92rem;color:var(--ink2)}
.points li::before{content:"✓ ";color:var(--sea);font-weight:800}
.phone{margin:0 auto;max-width:370px;width:100%;border-radius:34px;background:#0b141a;padding:10px;box-shadow:0 30px 60px -20px rgba(15,42,58,.45)}
.ph-top{display:flex;gap:10px;align-items:center;background:#075e54;color:#fff;padding:12px 14px;border-radius:26px 26px 0 0}
.ph-top small{display:block;opacity:.8;font-size:.75rem}
.ph-body{background:#efe7dc;padding:14px 10px;display:flex;flex-direction:column;gap:8px;border-radius:0 0 26px 26px;font-size:.88rem;line-height:1.4}
.msg{max-width:86%;margin:0;padding:7px 10px 18px;border-radius:10px;position:relative;box-shadow:0 1px 1px rgba(0,0,0,.08)}
.msg.me{align-self:flex-end;background:var(--wa2);border-top-right-radius:2px}
.msg.bot{align-self:flex-start;background:#fff;border-top-left-radius:2px}
.msg time{position:absolute;right:8px;bottom:3px;font-size:.66rem;color:#667781}.wtick{color:#53bdeb}
.phone figcaption{color:#b9c4ca;font-size:.75rem;text-align:center;padding:8px 0 2px}
.cards4,.cards3{display:grid;gap:16px;margin-top:28px}
@media (min-width:640px){.cards4,.cards3{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){.cards4{grid-template-columns:repeat(4,1fr)}.cards3{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.card p{color:var(--ink2);margin:0;font-size:.95rem}
.emo{font-size:1.7rem;display:block;margin-bottom:.4em}
.chips2{display:grid;gap:0 32px}@media (min-width:800px){.chips2{grid-template-columns:auto 1fr}}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0 0 1em}
.chips li{background:#fff;border:1px solid var(--line);border-radius:99px;padding:.35em .9em;font-weight:600;font-size:.92rem}
.stats{display:grid;gap:14px;margin:28px 0 10px}
@media (min-width:640px){.stats{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.stats{grid-template-columns:repeat(4,1fr)}}
.stats div{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--r);padding:20px}
.stats dt{font-size:clamp(1.6rem,3.4vw,2.2rem);font-weight:800;color:#f2a48f;line-height:1.1}
.stats dd{margin:.4em 0 0;color:#d5e1e7;font-size:.93rem}
.agency{display:grid;gap:10px;margin:0 0 10px}
.agency div{display:grid;gap:2px 16px;border-top:1px solid rgba(255,255,255,.15);padding-top:10px}
@media (min-width:640px){.agency div{grid-template-columns:220px 1fr}}
.agency dt{font-weight:700}.agency dd{margin:0;color:#d5e1e7}
/* journey */
.planner{display:grid;gap:28px;margin-top:28px}
@media (min-width:960px){.planner{grid-template-columns:300px 1fr;align-items:start}.pform{position:sticky;top:84px}}
.pform{background:var(--sand);border-radius:var(--r);padding:20px}
.pform .mini{margin-top:0}
fieldset{border:0;padding:0;margin:0 0 14px}legend{font-weight:700;font-size:.9rem;margin-bottom:6px}
fieldset label{display:inline-block;margin:0 6px 6px 0;cursor:pointer}
fieldset input{position:absolute;opacity:0}
fieldset span{display:inline-block;border:2px solid var(--line);background:#fff;border-radius:99px;padding:.35em .9em;font-size:.9rem;font-weight:600}
fieldset input:checked+span{border-color:var(--sea);background:var(--sea);color:#fff}
fieldset input:focus-visible+span{outline:3px solid var(--terra);outline-offset:2px}
.count{font-size:1rem;margin:.4em 0 .8em}.count b{color:var(--terra);font-size:1.4rem}
.legend{display:flex;flex-wrap:wrap;gap:6px}
.tag{display:inline-block;font-size:.72rem;font-weight:800;border-radius:6px;padding:.15em .55em;letter-spacing:.02em}
.t-ai{background:var(--sea2);color:var(--sea)}.t-partner{background:var(--terra2);color:#9a3b27}.t-you{background:#ece6ff;color:#4b3a9a}
.phases{list-style:none;margin:0;padding:0;display:grid;gap:22px}
.phase h3{display:flex;align-items:center;gap:10px;font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;color:var(--ink2);margin-bottom:10px}
.phase h3 span{display:grid;place-items:center;width:24px;height:24px;border-radius:50%;background:var(--ink);color:#fff;font-size:.75rem}
.steps{list-style:none;margin:0;padding:0;display:grid;gap:10px}
@media (min-width:700px){.steps{grid-template-columns:repeat(2,1fr)}}
.step{display:flex;gap:12px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;transition:opacity .2s,filter .2s}
.step .num{flex:none;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--terra);color:#fff;font-weight:800}
.step h4{margin:.2em 0 .3em}.step p{font-size:.9rem;color:var(--ink2);margin:0 0 .5em}
.step .tags{display:flex;gap:5px;flex-wrap:wrap}
.step .offn{display:none;font-weight:700;color:var(--ink2)}
.step.off{opacity:.45;filter:grayscale(1);border-style:dashed}.step.off .offn{display:block}.step.off .num{background:#999}
.v-pt,.x-noneu{display:none}
[data-fund=pt] .v-pt{display:block}[data-fund=pt] .v-other{display:none}
[data-res=noneu] .x-noneu{display:block}
.extra{color:var(--terra)!important;font-weight:600}
.split{display:grid;gap:12px;margin-top:28px}@media (min-width:700px){.split{grid-template-columns:1fr 1fr}}
.split div{border-radius:14px;padding:16px 18px}.split .hu{background:var(--terra2)}.split .ai{background:var(--sea2)}
/* table */
.tbl{overflow-x:auto;margin-top:28px;border-radius:var(--r);border:1px solid var(--line);background:#fff}
table{border-collapse:collapse;width:100%;min-width:720px;font-size:.92rem}
th,td{padding:12px 14px;text-align:center;border-bottom:1px solid var(--line)}
thead th{background:#fbf8f3;font-size:.85rem}
tbody th{text-align:left;font-weight:600;width:30%}
.us{background:var(--sea2);font-weight:700}thead .us{background:var(--sea);color:#fff}
tr:last-child th,tr:last-child td{border-bottom:0}
.y{color:#1a8a4a;font-weight:900;font-size:1.15rem}.n{color:#b4aa9c;font-weight:900}.p{color:#8a6d1f;font-size:.82rem;font-style:italic}
/* imt */
.imt{background:linear-gradient(135deg,var(--terra2),#fff)}
.igrid{display:grid;gap:28px;align-items:center}@media (min-width:860px){.igrid{grid-template-columns:260px 1fr}}
.big{width:220px;height:220px;border-radius:50%;background:var(--terra);color:#fff;display:grid;place-content:center;text-align:center;margin:0 auto;box-shadow:0 20px 40px -18px rgba(200,85,61,.7)}
.big span{font-size:3.4rem;font-weight:900;line-height:1}.big small{font-weight:800;letter-spacing:.2em}
ul.ticks{list-style:none;padding:0;margin:0 0 1em}ul.ticks li{padding-left:1.7em;position:relative;margin-bottom:.5em}
ul.ticks li::before{content:"✓";position:absolute;left:0;color:var(--sea);font-weight:900}
.note{font-size:.85rem;background:#fff;border-left:4px solid var(--terra);padding:.7em 1em;border-radius:6px}
/* partners */
.hub{display:grid;gap:20px;margin:28px 0 16px;align-items:center}
@media (min-width:860px){.hub{grid-template-columns:200px 1fr}}
.hubc{display:flex;flex-direction:column;align-items:center;gap:4px;background:var(--ink);color:#fff;border-radius:50%;width:190px;height:190px;justify-content:center;margin:0 auto;text-align:center;box-shadow:0 0 0 10px var(--sea2),0 0 0 20px #f1f7f8}
.hubc small{color:#7ee2a1;font-weight:700}
.plist{list-style:none;padding:0;margin:0;display:grid;gap:10px}
@media (min-width:560px){.plist{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.plist{grid-template-columns:repeat(3,1fr)}}
.plist li{display:flex;gap:10px;align-items:flex-start;border:1px solid var(--line);border-radius:12px;padding:12px}
.plist .emo{font-size:1.4rem;margin:0}.plist small{display:block;color:var(--ink2);font-size:.85rem;line-height:1.4}
.how{list-style:none;padding:0;margin:0;display:grid;gap:12px;counter-reset:h}
@media (min-width:700px){.how{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.how{grid-template-columns:repeat(4,1fr)}}
.how li{background:var(--sand);border-radius:14px;padding:18px;counter-increment:h}
.how li::before{content:counter(h);display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--wa);color:#073b20;font-weight:800;margin-bottom:8px}
.how b{display:block}.how span{color:var(--ink2);font-size:.92rem}
/* page + status */
.pgrid{display:grid;gap:32px;align-items:center}@media (min-width:900px){.pgrid{grid-template-columns:1fr 380px}}
.feats{list-style:none;padding:0;margin:0 0 1em;display:grid;grid-template-columns:1fr 1fr;gap:8px}
.feats li{background:#fff;border:1px solid var(--line);border-radius:10px;padding:.55em .8em;font-weight:600;font-size:.92rem}
.status{margin:0;background:#fff;border-radius:var(--r);padding:22px;box-shadow:0 20px 50px -25px rgba(15,42,58,.35);border:1px solid var(--line)}
.status figcaption{display:flex;justify-content:space-between;align-items:baseline;gap:10px;margin-bottom:12px}
.status small{font-size:.75rem;color:var(--ink2)}
.status ol{list-style:none;margin:0;padding:0;position:relative}
.status li{display:flex;align-items:center;gap:12px;padding:8px 0;position:relative;font-weight:600}
.status li:not(:last-child)::after{content:"";position:absolute;left:13px;top:36px;height:calc(100% - 28px);width:2px;background:var(--line)}
.status .dot{flex:none;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-size:.8rem;font-weight:900;border:2px solid var(--line);background:#fff;color:#fff}
.status .done .dot{background:#1a8a4a;border-color:#1a8a4a}
.status .now .dot{background:var(--terra);border-color:var(--terra);animation:pulse 1.8s infinite}
.status .next{color:#9a917f}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(200,85,61,.5)}100%{box-shadow:0 0 0 12px rgba(200,85,61,0)}}
@media (prefers-reduced-motion:reduce){.status .now .dot{animation:none}}
/* pricing */
.prgrid{display:grid;gap:28px;align-items:center}@media (min-width:900px){.prgrid{grid-template-columns:1.2fr 1fr}}
.price{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 14px;margin:.6em 0 1.2em}
.price span{font-size:clamp(3rem,8vw,4.6rem);font-weight:900;color:var(--terra);line-height:1}
.price small{color:var(--ink2);font-weight:600}
.trans{background:var(--ink);color:#fff;border-radius:var(--r);padding:26px}.trans p{color:#d5e1e7;margin:0}
/* road */
.road{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:14px}
@media (min-width:800px){.road{grid-template-columns:repeat(5,1fr)}}
.road li{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;border-top:5px solid var(--line)}
.road li.now{border-top-color:var(--terra)}
.road .when{font-size:.75rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--terra)}
.road h3{margin:.3em 0}.road p{font-size:.88rem;color:var(--ink2);margin:0}
/* faq */
details{border-bottom:1px solid var(--line);padding:14px 0}
summary{cursor:pointer;font-weight:700;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}summary::after{content:"+";color:var(--terra);font-weight:900}
details[open] summary::after{content:"–"}details p{margin:.6em 0 0;color:var(--ink2)}
.final{background:linear-gradient(135deg,var(--sea),var(--ink));color:#fff}.final .lead{color:#d5e1e7;margin-inline:auto}
.foot{background:#0a1d28;color:#b9cbd4;padding:32px 0;font-size:.9rem}.foot a{color:#fff}
.foot .small{font-size:.8rem;max-width:90ch;opacity:.85}